Pay by phone

Pay By Phone IconPay by phone is a great way to circumnavigate all the privacy and fraud risk that comes with handing out your credit card information to online casinos with varying reputations. This has earned pay by phone a spot among the favorite payment methods for players all over the world. You still need to give your personal information to the online casino but rather than handing over sensitive banking details, you just input your phone number and what you want to deposit, and it comes out of your next bill.

SimPay, is probably the most common service used on online casinos to process phone payment transactions. A consortium made up of some of the largest mobile providers formed this company to facilitate mobile payment. Payforit is a UK based spin off of the company that provides Pay by Phone services in the UK. A few online casinos have designed their own pay by phone payment methods. It is difficult to tell if they are re-branded versions of existing software, or if the online casino developed the service.

Best New Pay By Phone Casinos

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Markets and Currencies

The phone payment combined market was valued at $600B in 2013. Since then it has continued to grow spurred by the introduction of near field communications (NFC). Phones can now be used at points of sales to pay for consumer goods, and they are commonly used to pay for parking. The method of pay by phone used to fund online casinos is called carrier billing. It is not as popular as using phones as mobile wallets and card based payment devices, but it is used to make a lot of purchases on mobile devices. The Google Play Store, Skype, Virgin TV, and the PlayStation Store, are all examples of services that support pay by phone through direct carrier billing. Remember when everyone was buying ringtones on their phones and complaining because the companies inevitably scammed them? This was the unglamorous beginning of this payment method.

In theory, this payment method can be used for any currency, but the service provider, and the online casino, normally limit the accepted currencies.

Areas of use

Pay by phone isn’t that common an online casino payment method. It is used to pay for several online services, and the rapid adoption of NFC is increasing the frequency of its at points of sales. It is a popular payment method in the UK and consequently most online casinos that offer it are UK based. This is changing as it gains popularity.

Short Facts

Payment Method Name: Pay by Phone / SMS

Alternative Payment Names: Phone Payment, Carrier Billing

Supervised by:  America / Federal Communications Commission.  UK / Financial Conduct Authority

Transition Time: Instant – 3 days depends on carrier and the online casino

Min Transaction: 0 – 20 GBP depends on carrier and the online casino

Deposit Fee: 0 – 10 GBP

Established: Early 2000s

Security: two factor authentications, carrier’s encryption

Max Transaction: limit set by carrier and casino

How it works

Pay by phone can work a number of different ways. Some methods ask you to enter your mobile number and confirm the code sent to you. Other methods require you send an SMS message to the online casino. The online casinos have easy to follow prompts that will guide you through the process. After you confirm the transaction, the amount will either be debited against your current phone balance or taken from your next bill.

SMS works a little differently. You need to send a message to a number given by the casino detailing how much you would like to send to your account. It can be a little buggy sending SMS. They work on the phone network, which relies radio waves making their way to a base station. Interference, poor reception/service, or just blatant bad luck, can stop your text message from getting to the casino or delay it. You need to bear this in mind when using this method.

How to make a deposit

Paying with a phone is very simple.  First navigate to one of the online casino that offer the pay by phone option and find the section where you make deposits. The first step is to register you phone with the online casino. Once you have done that, write down the relevant information and enter it into your phone. Follow the prompts to complete the transaction to confirm it. This normally involves sending an SMS to the casino. Wait until your account is credited, and they will send you a confirmation text. This can take anywhere from a few minutes to a couple of days. It depends on the system the online casino is using. If you have enough credit, the amount will be taken straight from your phone. If not, you can expect to see the charge in your next phone bill.

How to make a withdrawal

Unfortunately, there are no services that support withdrawing via the pay by phone method. This could change in the future as it gains popularity.

Thumbs upAdvantages:
– You don’t need to give the online casino a credit card, or any of your sensitive payment information.
– Using an emerging technology which will only get better as the technology improves.
– Paying with your phone is very simple.
– Instant fund transfer.

 

Thumbs downDisadvantages:
– SMS messages are unreliable. You have no way of knowing if the message arrived properly, and they are just taking their time with the transaction, or if it is lost in the radio band.
– Not supported by many online casinos.
– There is no option to withdraw.